Property & Casualty

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KHA Solutions Group has partnered with Houchens Insurance Group (HIG) to offer property and casualty insurance products to member hospitals.  HIG works with insurance carriers to provide a full range of property and casualty coverage. The following lines of insurance are available through HIG:

Medical Malpractice

  • The Kentucky Hospital Insurance Company (KHIC) is a risk retention group owned by participating members. KHIC provides professional, general and umbrella liability to its members. The company is governed by its membership and has a management contract with KHA Solutions Group.
  • HIG has access to other major carriers providing professional liability insurance in Kentucky.
  • HIG can market coverage for your employed or contracted physicians. Different carriers are available for large groups and for smaller practices.
  • KHA Solutions Group’s services include investigation, negotiation, recommendation on settlement and/or monitoring defense of claims. KHA Solutions Group will review expenses and fees, cut checks for expenses and indemnity, and make required reports to reinsurers on claims with large loss potential. In addition, KHA Solutions Group will maintain files on all claims, set reserves, and provide loss runs and other risk management reports.
  • Kentucky Hospital Insurance Company (KHIC): KHA Solutions Group is currently providing claims, risk management and underwriting services to this captive comprised of 10 hospitals throughout Kentucky and Tennessee.

Workers' Compensation – Fully Insured and Self-Insured

HIG has access to all major fully insured carriers.

D&O/Employment Practices, Crime, Fidelity, Property and Auto

HIG can market your program to all the major carriers who write this coverage in Kentucky.

“We appreciate our partnership with KHA Solutions Group for all our property and casualty insurance needs. They provide excellent support and expertise with a personal touch!”

Ryan Etienne, CPA

Vice President and Chief Financial Officer, Kentucky Organ Donor Affiliates


Chris Sweeney
Houchens Insurance Group
(270) 529-3508