Coverage Options Associates

COVERAGE OPTIONS
ASSOCIATES

OUR MISSION
At Coverage Options Associates ^SM (COA), our commitment is to provide a range of integrated services to protect and enhance our clients' financial well-being.

KNOWLEDGE
Emerging trends and legislative action constantly reshape the insurance and employee benefits industry. We stay abreast of these changes, developing innovative solutions to meet our clients' individual needs. The expertise of our associates and our dedication to service ensure our ability to meet and exceed client expectations for performance.

OBJECTIVITY
At COA, we act in the interest of our clients. Client satisfaction is our only goal and our only assurance of continued success.

SERVICE
Service is the hallmark of our success. We continue to expand our expertise and capabilities to meet our clients' increasingly complex needs. We partner with each client, working together to define and establish goals. Then, following a thorough needs analysis, we develop and implement the programs required to reach those goals. When appropriate, we communicate the programs to your employees. Finally, we conduct periodic reviews to evaluate the effectiveness of the programs and to ensure compatibility with changes in objectives, legislation or work force demographics.

DIVERSITY
Our clients have access to a wide variety of services in the areas of benefit and insurance planning, consulting, and risk management.

COVERAGE OPTIONS ASSOCIATES

Property & Casualty

	Workers' Compensation Programs - Insured and Self-Funded
	Third Party Administration for Workers' Compensation
	Managed Care Services for Occupational Health
	Provider Network for Occupational Health
	Hospital Professional Liability
	General Liability
	Umbrella Liability
	Professional Liability Coverage for Physicians
	Risk Management
	Risk Management for Workers' Compensation
	Property and Auto Coverages
	Fiduciary Liability
	Directors and Officers Liability
	Employment Practices Liability
	Crime and Fidelity Coverages
	Errors and Omissions
	Surety Bonds
	Cost and Needs Analysis

Employee Benefits

	Health and Dental Plans - Insured and Self-Funded
	Managed Care
	Preferred Provider Networks
	Cafeteria and Traditional Plan Design
	Flexible Spending Accounts
	Plan Administration
	Group Life Insurance
	Accidental Death and Dismemberment
	Long Term and Short Term Disability
	Voluntary Employee-Paid Plans
	Employee Communication
	Strategic Benefits and Funding Analysis
	Competitive Market and Renewal Analysis

Coverage Options Associates
P.O. Box 436629
Louisville, KY 40253-6629
502-426-6220
800-945-4542
Fax: 502-425-1880